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Navigating Early Decision and Early Action Deadlines

As the college application season kicks into high gear, parents of college-bound students may find themselves trying to figure out which of the various deadline options are best for their student. Two of the most common application deadlines are Early Decision (ED) and Early Action (EA).

Understanding these options, their differences, benefits and important deadlines is crucial to helping your student make informed decisions about their college journey. In this article, we’ll break down the distinctions between Early Decision and Early Action and provide you with the key dates to keep in mind.

Early Decision (ED): The Binding Commitment

Early Decision is a college application process that offers a unique advantage and, at the same time, requires a significant commitment. Here’s what you need to know:

1. Binding Commitment: When your student applies ED, they are making a binding commitment to attend that college if accepted, regardless of other offers. This means they can apply to only one college under the Early Decision option and must apply to all other colleges under the regular admission schedule.

2. Application Deadline: The ED deadline at most schools is November 1. However, this can vary from school to school, so it is always best to have your student check in with their admission counselor at the school they are applying to. Some schools may have two ED deadlines, ED1 and ED2, so be sure to pay attention to the options, requirements and deadlines.

3. Advantages: Applying ED can boost your student’s chances of acceptance since colleges often admit a higher percentage of their incoming class through this route. It also demonstrates strong interest, which some colleges consider in the admission process.

4. Financial Considerations: ED applicants receive their admission decision earlier, often in December. However, it’s crucial to be aware that financial aid offers may not be finalized before this date. Ensure that you can meet the financial obligations if your student is accepted. My College Planning Team can help you figure out the best way to pay for college based on your family’s unique circumstances.

Early Action (EA): The Non-Binding Option

Early Action provides some of the advantages of Early Decision without the binding commitment. Here’s what you need to know:

1. Non-Binding: Students applying EA are not obligated to attend the college if accepted. They can apply to multiple colleges under EA. If your student is struggling to finalize their college list or complete their application, schedule a call with My College Planning team as soon as possible to see if working with a private counselor will help your student meet these deadlines on time.

2. Application Deadline: EA deadlines typically align with ED deadlines, with November 1 being the most common. However, EA applications are non-binding and some schools also have two deadlines for applying Early Action. The EA1 deadline is often November 1st, but just like with ED, this can vary from school to school. The EA2 deadline is typically in December. Your student can confirm these dates by checking in with their admissions counselors or on the college admissions website.

3. Advantages: Many colleges also admit a higher percentage of students during their Early Action round. EA applicants receive their admission decisions early, often in December or January. This allows your student to have more time to consider their options and compare financial aid packages.

4. Flexibility: EA provides flexibility, as students can apply to a range of colleges all under EA and still have plenty of time to make an informed decision.

Single Choice or Restrictive Early Action is an additional application plan offered by some colleges. This plan is typically non-binding like other EA plans, but restricts students from applying ED or EA to other schools.

Key Dates to Keep in Mind

Here are some essential dates to remember as you and your student navigate the Early Decision and Early Action process:

November 1 is the most common deadline for both Early Decision and Early Action. It’s important to research deadlines for each college as some may be as early as October 15.

Notification Dates: Most colleges notify ED and EA applicants of their admission decisions in December or January. Be prepared for the possibility of some decisions arriving before the winter holidays.

Regular Decision (RD) Deadlines: For colleges that offer Regular Decision, these deadlines are typically in January. Students applying RD will receive their admission decisions in the spring. This is slightly different from Rolling Admission, in which there is not a deadline.

Both Early Decision and Early Action can be beneficial for college-bound students, depending on their preferences and circumstances. Early Decision offers a binding commitment and, even though it is a more competitive process, it can still increase the chances of acceptance. Early Action provides the advantage of early notification without the binding agreement. It’s essential to research each college’s policies and deadlines carefully, considering your student’s academic and financial situation, to determine which option is best for them. By staying informed and engaged in the process, you can help your student make the right decision for their future.

Amanda Gohl is director of Student Services for My College Planning Team. A high school counselor for 12 years, she is a member of the American School Counselor Association (ASCA), Michigan School Counselor Association (MSCA), Michigan Association for College Admission Counseling (MACAC) and Oakland Counseling Association (OCA). She is the current vice president of OCA and MCAN School Counselor Fellow.  Amanda holds a master’s in school counseling from the University of Detroit Mercy and a bachelor’s in psychology from Michigan State University.  www.CollegePlanningTeam.com

The Updated FAFSA Rollout Has Been Delayed Until December

  • Typical opening date is October 1
  • This year it has been delayed until December (no definitive date has been announced)
  • The Department of Education has communicated with families that completed the FAFSA last year
  • The New FAFSA was simplified and will require 36 questions to be completed, rather than the 108 on the previous version.
  • A new Student Aid Index (SAI) has replaced the Expected Family Contribution (EFC) as a metric used to calculate need-based aid.
  • The FAFSA deadline for the 2024/2025 school year is June 30th.

Creating a Budget for College Expenses: Money Management Tips for Parents

As parents of college-bound students, you know that higher education comes with not just academic challenges, but financial ones as well. The cost of college can be significant and can put a strain on your family’s finances if not managed wisely. That’s why it’s essential to create a budget for college expenses early on. By planning and budgeting strategically, you can help your child pursue their dreams without compromising their financial future. In this blog post, we’ll share some valuable money management tips for parents to create a budget for college expenses effectively.

1. Start Early and Set Clear Expectations

Ideally, begin discussing college expenses and financial planning with your child during their early years of high school. Be open about the budget you can allocate for their education, so they understand the limitations and can make informed decisions about college choices. The earlier you begin the more potential for growth in any investments put aside for college such as a 529 plan. Ask family members to contribute to a 529 college plan in lieu of gifts.

2. Research College Costs

Different colleges have varying tuition fees, housing costs, meal plans (different meal plans carry different costs), and other expenses. Research and compare the costs of the colleges your child is interested in attending. Take into account in-state vs. out-of-state tuition and the potential for scholarships and financial aid. See if you can negotiate tuition and fees not increasing. Research health insurance – oftentimes the school’s plan is less expensive than staying on the parent’s insurance. Factor in an annual increase in tuition, find out from the school how much their tuition has increased over the past 5 years and what they expect the next four years to look like and build this into your budget. At the same time confirm that any merit or gift aid is renewable every year.

3. Estimate Total Expenses

Consider both direct and indirect expenses. Direct expenses include tuition, fees, and housing costs. Indirect expenses include textbooks, transportation, personal expenses, and entertainment. Living off campus is often less costly than on campus. Make sure your student always uses their student ID to capture all the discounts offered to students. 

4. Explore Financial Aid Options

Encourage your child to apply for scholarships, grants, and financial aid. Completing the Free Application for Federal Student Aid (FAFSA) is a crucial step in determining eligibility for federal and state aid programs. Some colleges require the CSS Profile. Make sure that you become familiar with the appropriate document. Appeal for more aid with any change in circumstances at any time, the doors to the FAO are always open.

5. Factor in Savings and Income

If you’ve been saving for your child’s education, now is the time to factor in those savings. Additionally, discuss whether your child will contribute to their education through part-time work during college. For the 24/25 FAFSA year (2023 calendar year) students can earn up to $9,410 without it adversely affecting financial aid.

6. Consider a 529 Plan 

A 529 savings plan is a tax-advantaged investment account designed to save for education expenses.  Contributions are not federally tax-deductible, but many states offer a state tax deduction. Earnings grow tax-free and are not taxed when withdrawn to pay for qualified education expenses – a win-win for both the tax-free growth and tax-free withdrawals!

Explore this option to maximize your savings and minimize the financial burden.

7. Create a Monthly Budget

Once you have a clear understanding of the expenses, create a monthly budget that encompasses all the costs associated with college. Include essentials like tuition, housing, meal plans, textbooks, and transportation, as well as discretionary spending for personal needs. Begin with your monthly cash flow and any other liquid assets available for college. Consider other sources to pull from such as home equity or loans and whether government or private loans are best for you. Always take out a loan as a last option but if you do

research points paid up front, interest rates and payback options. Stay on top of your credit score, this will matter with private lenders.

Look for easy places to save at home while paying for college, increasing your deductibles, switching cell phone plans etc..

Are you eligible to claim the American Opportunity Tax Credit? If so, factor this in as money (up to $2,500) back in your pocket at tax time.

8. Reevaluate and Adjust

Life is unpredictable, and financial situations may change over time. Reevaluate the budget periodically and adjust it accordingly. Be prepared to adapt to unforeseen circumstances.

Creating a budget for college expenses is a crucial aspect of ensuring your child’s higher education journey is financially sustainable. By starting early, researching costs, exploring financial aid options, and encouraging smart spending, you can alleviate some of the financial stress associated with college. Remember to communicate openly with your child about the budget, involving them in the process and teaching them valuable money management skills that will serve them well beyond their college years. With careful planning and a sound budget, you can help your child focus on their studies and make the most of their college experience without the burden of excessive financial worries.

Billie Jo Weis is vice president of client services for My College Planning Team and is a FAFSA and CSS Profile specialist. She has more than 20 years of experience in accounting and finance at a variety of companies and, as the mother of three boys in high school, knows first-hand the challenges and concerns of preparing for the cost of college. www.CollegePlanningTeam.com

College Advising Post-SFFA – Free Webinar

A webinar will be hosted by Beth Arey (Evanston Township High School), Veronica Hauad (U Chicago), Meredith Lombardi (Common Application) & Aya Waller-Bey (U of Michigan) to talk about advising students post-SFFA. It will be live on October 5th and then archived for later viewing.

This summer’s Supreme Court’s decision in SFFA vs. Harvard/UNC banned the consideration of race in college admissions decisions, but it left many questions unanswered and has created confusion for students and the professionals who help them apply to college. This webinar is intended to help school counselors and advisors at community-based organizations (CBOs) answer those questions and provide the best advice to help them advise their students. The focus will be on best practices and include experts from higher admissions offices, high schools, CBOs, and other organizations.

Click here to register/view the webinar: https://us02web.zoom.us/webinar/register/WN_YJFexv17TKKoajQ_05hEQg?fbclid=IwAR3xCvdCDmV0eYhg1FMFtTk2pOI62TgQ7wFVSU0W9QIiRyJ7y7DYI14SSMI#/registration

School Counselor Advocacy and Empowering Students for Post-Secondary Success – Free Podcast

After witnessing a student feel defeated about plans to attend community college rather than a University, Priscilla Grijalva knew that she needed to change the narrative. That’s when “Reach Higher Thursdays” were created, leading to more support and celebration for all post-secondary options. 

Priscilla Grijalva is a highly accomplished school counselor with over 18 years of experience and an incredible drive for her students. In our conversation, Priscilla discusses the importance of advocacy and perserverance in helping students overcome obstacles and achieve their educational goals.

You’ll hear about some of the initiatives Priscilla has implemented to broaden awareness of post-secondary options at her school. Her journey is a testament to the power of advocacy and the impact that school counselors can have on their students and communities! 

Hosted by Lauren Tingle of Counselor Clique

Topics Covered in This Episode:

  • What the Reach Higher initiative is, and what kind of impact it’s had on Priscilla’s students
  • Advice for counselors who don’t have a mentor to lean on
  • Examples of initiatves Priscilla put in place to increase college access and broaden awareness for post-secondary success options
  • Building partnerships with your staff and community
  • How networking with educational and community partners can play into college initiatives 
  • What Priscilla would say to school counselors who don’t see themselves as a leader in their school

Click here to listen to the podcast: https://counselorclique.com/post-secondary-success/

Resources Mentioned in This Episode:

Other Blog Posts You Might Like:

Membership Dues Notice from the College Board – What to Know

It’s that time of year again when your head of school/principal is receiving the annual “your membership dues are past due” notice from College Board.

Dear valued member,

The annual College Board Membership dues for your organization are outstanding. Attached is a copy of the unpaid invoice.

“Dear valued member??” We are not now and have not been members for years. Why not ASK if we would like to become members?  Why not INVITE us to become members by showing us all the great things membership does? 

Membership dues are $400 annually. We were actually “invoiced” $800– for LAST year and THIS YEAR.  I never agreed to membership for ANY year. That would be a huge chunk of my budget–like sending my whole team to NEACAC–for no tangible benefits whatsoever.

In all of the years that I worked at “member” schools, I received the same email, the same calendars, and the same lack of attention to my issues as an AP and Test Coordinator, as I do as a non-member. 

Make sure your head of school or principal knows WHY they want to be members.  If you have a good reason, go ahead and pay it. But don’t be tricked into paying $400 if you don’t know what you’re getting.

Once again–do better, CB!

Tara Dowling is the Director of College Counseling at Worcester Academy in Massachusetts

High school juniors – don’t get overlooked!

It seems everyone is laser-focused on where high school seniors are applying, their essays and their activities; but this is also an important time for high school juniors.

Fall of junior year is the right time to be thinking about and doing many of the following things:

  • Start the year strong with solid organization and study skills. Remember NOTHING is more important to colleges than the rigor of your coursework and your performance. NOTHING.
  • Attend meetings at your school and evening sessions where college reps will share information about their schools. Make sure to ask for business cards from the college reps and follow-up with a thank you and a question or two.
  • Use the teacher workdays in the fall to visit college campuses. Don’t leave all your visits to spring break of junior year.
  • Make sure you make the most of your visits. Find a “College Visit Checklist” on the internet, or create your own template and fill it out for each school that you visit because it can be hard to remember what you liked and didn’t like about specific colleges once you’ve visited more than three or four.
  • Dig deep into researching each of the schools on your list. Identify specific majors of interest as well as your specific priorities (weather, sports culture, safety, etc.) and determine what stands out to you at each college.
  • Separate your schools by the likelihood of acceptance: “Lottery, Reach, Target and Safety.”
  • Identify your favorite “Safety” Try to choose a school that is both an academic and financial “safety.” Then compare that one to all your other schools and now you can feel comfortable eliminating any schools that didn’t measure up.
  • Take PSAT or Pre-ACT (PLAN) if offered. Students who have completed Algebra II by the end of 10th grade should begin test prep and take a test this fall.
  • If you haven’t taken both tests, consider taking an SAT/ACT Diagnostic that will provide you with feedback on your gap areas where you need prep as well as areas that you’ve mastered and don’t need to waste time prepping.
  • Stay engaged in your extracurricular activities. Try and find ways to differentiate your involvement and projects that impact on your school and/or your community.
  • Seek leadership opportunities. Don’t worry if they don’t come with a fancy title. Take initiative to find new and creative ways to solve existing problems.
  • Get ready financially. Parents should complete the FAFSA Forecaster and check out the Net Price Calculator that is available on every college’s website. It’s important for parents to share their plans for financial commitment to their child’s education. Have a discussion about what it means to graduate with loans.
  • Think summer! Summer 2024 will be the last summer for your student to do something that has an impact on their college applications. Think about college programs in academic areas of interest. If they are passionate about a topic, have them investigate potential research opportunities with professors who have expertise in these areas. Summers are also a great time to coordinate a part-time to full-time internship. Students will be able to test-drive different majors as well as have the opportunity to be in a “real-world environment.”

Lee Bierer is an independent college adviser based in Charlotte. Send questions to: lee@bierercollegeconsulting.com; www.bierercollegeconsulting.com 

Top 10 Challenges Faced by High School Counselors Today

You play a crucial role in guiding students through their academic journeys and preparing them for future success. However, this vital role comes with its set of challenges that can often be demanding and complex. As we recognize the hard work and dedication you do let’s shed light on the top 10 issues all High School Counselors currently face in your profession.

1. Heavy Workload and Limited Time

High school counselors are often overwhelmed with heavy caseloads, making it challenging to provide personalized attention to each student. Balancing administrative tasks, meetings, and one-on-one counseling within a limited time frame is a persistent struggle.

2. Mental Health Crisis Among Students

The rise in mental health issues among students is a significant concern. High school counselors find themselves dealing with a growing number of students facing anxiety, depression, and other mental health challenges, necessitating the need for specialized training and resources.

3. College and Career Guidance

Guiding students through the complex college and career selection process is a critical role of high school counselors. Staying updated with the ever-changing landscape of higher education and diverse career options while addressing individual student aspirations is a daunting task.

4. Equity and Inclusion

Promoting equity and inclusion is a priority, but high school counselors often struggle with limited resources and training to address the diverse needs of students from various backgrounds and identities.

5. Parental Expectations and Involvement

Navigating parental expectations and involvement, especially when it comes to college applications and future plans, can be challenging. High school counselors need to manage the balance between meeting parental expectations and aligning with the best interests of the students.

6. Lack of Resources and Funding

Inadequate resources and funding affect the ability of high school counselors to offer comprehensive guidance and support to students. This includes limitations in technology, materials, and professional development opportunities.

7. Student Engagement and Motivation

Fostering student engagement and motivation can be difficult, especially in a world with numerous distractions. High school counselors face the challenge of finding effective strategies to keep students focused and enthusiastic about their education and future prospects.

8. Testing and Standardized Assessments

High-stakes testing and the pressure associated with standardized assessments pose a challenge for high school counselors. Helping students manage test anxiety and ensuring they perform their best while understanding the significance of these assessments is a delicate balance.

9. Technology Integration

Keeping up with rapidly evolving technology and effectively integrating it into counseling practices is a challenge. High school counselors need to stay updated on various platforms and tools that can enhance communication, data management, and student engagement.

10. Crisis Management and Student Well-being

Emergencies, crises, and student well-being are constant concerns for high school counselors. Being prepared to handle crises and ensuring the well-being and safety of students is a daunting responsibility that they grapple with daily.

In addressing these challenges, it’s crucial for schools, administrators, and policymakers to provide adequate support, resources, and professional development opportunities to high school counselors.

How to Advise Students After the End of Race-Conscious Admissions – Free Webinar

This summer’s Supreme Court’s decision in SFFA vs. Harvard/UNC banned the consideration of race in college admissions decisions, but it left many questions unanswered and has created confusion for students and the professionals who help them apply to college. This webinar is intended to help school counselors and advisors at community-based organizations (CBOs) answer those questions and provide the best advice to help them advise their students. The focus will be on best practices and include experts from higher admissions offices, high schools, CBOs, and other organizations.

The webinar will be hosted by James Murphy of Education Reform Now and the panel will include Amy Borst at UGA, Sara Urquidez, from ASP in Texas, Carolyn Blair (MO school counselor) and Andrew Moe of Matriculate.

It will be live on Thursday, September 28th and available to view on archive afterwards. Here is the link to register/view: https://us02web.zoom.us/webinar/register/WN_H22WiTayRnO1-SPJDF0wEg#/registration

Straight Talk with Admission Leaders – Free Webinar

College planning is both exciting and stressful for many families. Reduce your anxiety by getting first-hand answers from the people who might be reviewing your application. In this interactive, live Q&A you’ll get answers to questions like:
**Would Early Decision or Early Action be right for you?
**How can you whittle down your college list to a manageable number?
**How can the parent, student and counselor work together in clearly defined roles?

Hosted by Brennan Barnard, Director of College Counseling, Khan Lab School with guests Erin Earle, Director, Undergraduate Enrollment, University of Rhode Island and Victoria Romero, Vice President for Enrollment, Scripps College

This webinar will be live the evening of September 28th and then archived for later viewing free. Click here to register/view: https://us02web.zoom.us/webinar/register/6416947052909/WN_BZQwd-8mSLesbwAkoUvm5w#/registration

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